Investment Advice

Unbiased Advice, Hourly Fees

Unbiased advice is critical in the area of investment planning.  Fees are charged at a rate of $200.00 per hour.  Your initial consultation is free of charge.

Providing you with recommendations that meet your unique investment needs:

  • One account
  • Multiple accounts, each analyzed individually
  • Multiple accounts analyzed holistically

A typical engagement might include:

  • An objective evaluation of existing investments and investment needs
  • Recommendations appropriate to your goals and risk parameters
  • Assistance with implementation

Portfolio Manager “Search, Selection and Monitoring” Service

If you prefer a comprehensive solution that allows you to be less involved in the long-term, we can match you with a nationally recognized manager that fits your unique needs and objectives:

  • Best of both worlds: sophisticated management plus individualized care and attention
  • Straightforward pricing (1.50%-1.75%/year)
    • our compensation is included in the portfolio management fee
    • our compensation is the same regardless of the manager selected
  • Portfolio/manager rematching as needed
  • Initial six month performance review meeting, annual review meetings thereafter
  • Account minimum is $300,000*
* Additional fees may be charged for accounts that do not meet the minimum. You are not 'locked in' for a specific time period. You are free to move your money between managers and/or anywhere else without penalties. Normal service fees (IRA fees, account closing fees, etc...) apply. These are explained in detail in the Disclosure documents.

A typical engagement might include:

  • An objective evaluation of your investment needs and goals
  • Selection of an appropriate portfolio manager
  • Selection of an appropriate portfolio
  • Assistance with paperwork and account funding
  • Ongoing account service and support
  • Regular meetings (quarterly, semi-annually or annually at your discretion) to review portfolio performance and suitability

The portfolio manager handles daily monitoring, investment selection, re-balancing and reporting

 

Financial Planning Engagement Letter [Applicable to Hourly Fee Consultations Only]
ADV Part 2A – ‘Cambridge Disclosure Brochure’
ADV Part 2B – ‘Laura's Disclosure Brochure’